Factsheet: Off-grid PayGo: Unlocking Affordable Energy Access and Financial Inclusion in SSA

PayGo (short for pay-as-you-go) is a system that allows customers to purchase solar home systems and appliances through installments. It has not only enabled bottom-of-the-pyramid households to access clean energy but it is also creating opportunities for financial inclusion and economic development.

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• PayGo helps bottom-of-the-pyramid households in Sub-Saharan Africa  (SSA) overcome the high up-front costs of solar assets and access clean and reliable energy.
• More than 40% of all sales of off-grid solar lighting products in SSA are conducted through PayGo.
• PayGo drives financial inclusion by offering credit to bottom-of-the-pyramid households